Leasing & Financing

Financial Choices = IT Flexibility

With complete array of leasing and financial lifecycle management services, WTL can help you transition from existing equipment to the latest technology, acquire a new solution cost-effectively, and manage that solution throughout its lifecycle. Our goal is to help you increase the return on your IT investment, reduce risk, and get the most from your IT solution.

Benefits of Leasing

Leasing through WTL enables you to:

Reduce total cost of ownership - Industry analysts state that effective leasing strategies can reduce total cost of ownership by 10 - 15 percent. Start with a lease customised to your specific financial and technological needs. Add leased asset tracking services and integrated administrative processes to improve your ability to manage these assets. Finally, eliminate costs associated with disposition.

Refresh your technology - Benefit from tech refresh options including trade-ins, sale lease-backs, add-ons and upgrades.

Conserve capital - Leasing means no down payment and no required compensating balances. Furthermore, incidental costs, such as sales taxes and installation charges, can be bundled into the lease rather than paid upfront.

Preserve existing credit lines - Leasing gives you a new source of credit for present and future needs.

Finance 100 percent of your solution - Leasing lets you finance the entire cost of your technology acquisition, including equipment, software and soft costs.

Take advantage of tax regulations - You may be able to either write off monthly payments as an operating expense or capitalise the outlay.**

Eliminate end-of-useful-life hassles - When you lease, you eliminate end-of-useful-life headaches and costs by simply returning the equipment at the end of the lease term.

** We recommend that you consult with your accountant or tax advisor for complete information on how these alternatives might apply to your specific business situation.

How Leasing Works

A lease is a simple and economical way to obtain the benefits of the latest technology without assuming the up-front costs, and risks, of ownership. Simply defined, a lease is a usage agreement between an equipment owner (the lessor) and a user of that equipment (you, the lessee). The lessee pays a periodic fee, usually monthly, to the lessor for the use of the equipment. Leases most often take the form of written contracts with specific terms and conditions spelled out: length of term, amount and timing of payments, and any end-of-lease conditions or restrictions.

The lessor is usually viewed as the owner of the equipment during the lease term, but depending on the type of lease you select either you or the lessor may be able to claim the benefits of ownership for tax purposes.Regardless of which type of lease you choose, the future expected value of the equipment (the residual value) is considered when pricing most types of leases. The residual value is the lessor's estimate today of the equipment's value when the lease term ends.

At the end of your lease term, you'll have the following alternatives (depending on the type of lease you select):

  • Return the equipment, and, if you'd like, sign a new lease for the most current, updated equipment.
  • Exercise a purchase option and buy the equipment.
  • Renew or extend the lease.


clients testimonials

"WTL showed a thorough understanding of TRL's needs especially the wider IT infrastructure to which the new system would interface. WTL worked very hard to meet delivery deadlines and were accommodating when these changed!" - Mohamed Ismail- Research Engineer, Toshiba Research
"One of the biggest factors in choosing WTL was their experience and professionalism which gave us the confidence that the job would be completed on time and to budget." - Pete Gain, Enterprise Technology Specialist, SAS UK
"WTL performed an audit of existing support contracts and cross referenced existing infrastructure to produce an asset registry at that point in time" - United Utilities